We give you solutions in a soundbite. These short videos will help you break down complex topics into ideas simple enough that you can start a piece of the conversation – with your clients or our team. Browse the library then contact us to go deeper on how to apply an insurance solution to your business.
Life Insurance
It’s All About Diversification
We’re talking a lot about taxes. We know they can’t stay this low forever, so there’s an opportunity here for you to help your high-earning clients prepare for potential changes based on how taxes have evolved in the past. Find out how life insurance can help with that.
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2 minutes
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Long-Term Care
Tax Advantages for Business Owners
Do your business owner clients know about the tax deductions available on long-term care policies? Learn a little more about how they apply to different business structures, and then talk to our Long-Term Care team to put them to work for your business owner clients.
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3 minutes
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Advanced Planning
Key Employee Business Plan (With a Twist)
Depending on the business owner, a life insurance plan might be all that’s required to offer key employees a deferred compensation plan. Sometimes, a simple solution can be the most successful.
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3 minutes
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Life Insurance
Tax Prep for Our New Administration
Regardless of how different tax legislation changes, tax diversification will always be a big part of a solid plan. And life insurance is one of your most valuable resources when it comes to achieving it for your clients. After all, taxes won't be this low forever.
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2 minutes
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Long-Term Care
Tax Leverage with Qualified Funds
Clients are focused always on how to minimize taxes. The key is to plan ahead. One way to do that is to utilize qualified assets more effectively for clients needing those funds to cover a long-term care event, consider utilizing assets more efficiently.
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3 minutes
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Let's Impact Lives Together
We're asking you to trust us with your clients — and we don't take that responsibility lightly. If you’re passionate about protecting your clients, impacting lives and growing your business, we should talk.
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1 minutes
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Disability Insurance
Business Loan Protection
Your client is ready to grow their business. Maybe start an expansion, or bring on a new partner. You can help provide them with a safety net in case they get disabled along the way. With a business loan protection (BLP) rider, a disability insurance policy can keep the doors open.
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3 minutes
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Managing Your Cases Online
Look up current and past cases by status, see outstanding requirements, sort and export data.
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2 minutes
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Long-Term Care
Finding Funding for LTC - Idle Assets
If clients want to self-fund long-term care, discuss transferring the risk to an insurance company by repositioning existing assets that are no longer meeting their needs. That may include cash value life insurance policies, CDs, money market accounts, or annuities taking RMDs
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3 minutes
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Long-Term Care
Finding Funding for LTC - Cash Flow
An LTC insurance policy doesn't have to cover 100% of expenses. Based on a real case, this 60-year-old high-income earner was able to put $500 per month into a policy. Here's how we structured it to get the most return, using a small portion of the portfolio.
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3 minutes
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Long-Term Care
Finding Funding for LTC - Nonqualified Assets
Nonqualified accounts are post-tax funds where interest earned is taxed when it is taken out of the account — with one major exception. Under the Pension Protection Act, funds from a nonqualified account can be transferred into an account for long-term care benefits.
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4 minutes
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Long-Term Care
Finding Funding for LTC - Qualified Assets
Qualified accounts CAN be used to fund long-term care. Really. Many clients have qualified accounts such as IRAs, 401(k)s or other retirement accounts funded with pre-tax dollars. Some linked-benefit products can be funded by qualified funds while minimizing the tax impact.
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3 minutes
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