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Nearly every financial plan starts with the same thing: income

Injury and illness don’t care who you are – your wealthiest clients could be brought down in an instant. Disability insurance lets families keep their houses. It keeps businesses open. It allows plans to stay in motion. Your client’s ability to earn an income makes everything else possible.

Di foundation ill
Paycheck Protection
Fortify your client’s financial foundation

Your client’s largest asset is not in a financial statement. It’s their ability to get up and go to work. Their lifetime earning potential is likely greater than any of their property or investments. Once income is gone, it’s too late.

Don’t end the conversation before checking the last box. See it through – to create a solid financial foundation for paychecks, made possible.

Start the conversation

Life insurance study group at ash brokerage
Put an expert to work for you

It’s our job to make sure that everything works when your clients can’t. Let us show you how whatever the question, whatever the need, Ash Answers.

DI for Business Owners
Fill an overlooked and underinsured need

For business owners, a disability could mean the end of everything they’ve worked to create. You can provide critical protection while creating opportunities and setting yourself apart from the competition.

Above and beyond

You went above and beyond. After receiving the quotes that I requested, I responded back via email with questions and the case designer called me to explain. She was on the phone with me for a while as I continued to ask questions and did a great job explaining the benefits. I am looking forward to selling more policies with the Ash team!

Kassandra Moore Benefits Manager
Kassandra Moore
Personal Lines Processor, Select Underwriters
A profitable partnership

You’re ready for a partnership that provides individualized support and a commitment to work with you the way you want. See how we work together.

Frequently Asked Questions
Questions? Ash Answers.
How do I get a disability quote?

There are a lot of factors involved with each opportunity, and because of the complexity, DI quotes can’t be run online. We’ll create an illustration tailored to your client, then give you the product-specific ideas and sales support to help secure the deal. You can start by giving us a call or filling out a quote request form.

What financial requirements are needed?

This is a critical aspect for DI underwriting. For W2 you'll need last year’s W2 and a recent pay stub. For business owners, you'll need the last two years of tax returns with all schedules. We'll serve as your client’s advocate with insurance company underwriters.

How do I get contracted through Ash to sell life insurance?

Everything is done online through an electronic contracting system called SureLC. You'll want to log in to the Advisor Portal. From the homepage, click on the Contracting tile, then choose Online Contracting.

For the initial setup, your information pulls directly from the National Insurance Producer Registry – it may be as easy as verifying no changes are needed or completing your profile that includes submitting your signature card, Errors and Omission coverage, AML, and if directly paid, direct deposit information.

After setting up your initial profile with our online contracting system, you can request additional insurance carrier contracts at the click of a button. You can also update any contracting documents such as AML, E&O, or bank information. No more unnecessary duplication of efforts, redundant questions or searching for up-to-date paperwork. It’s fast, paper-free, and it’s always available when you need it.

If you need help, our Commissions and Contracting team is available to make sure the insurance process never stands in the way of progress.