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Digital solutions for life insurance aren’t new. Insurance carriers have been working to streamline the process for years. After all, nobody likes filling out a 50-page term insurance application. And now you don’t have to.

Ash Term Express takes the digital experience a step further. Everything you need to write a term application is in one place, regardless of which carrier you chose or which underwriting process your client qualifies for.

And that’s what makes it revolutionary.

Avoid surprises

With built-in health questions, you'll get more accurate quotes — which means less time for clients to change their minds and decline coverage

Identify the best carrier

Take the guesswork out of the process by filtering which carrier’s accelerated underwriting (AU) program is best for your client

Save time

On average, accelerated underwriting shaves process time by three weeks, while taking the guesswork out of the process

Work on any device

Quote and submit from anywhere, so you can give your client the best experience — from start to finish — all in one platform

Everything you need to know

Our simple guide to Ash Term Express will help you learn what the platform does, how to put it to work and what happens after the application is submitted.

Walkthrough Videos
See Ash Term Express in action!
Life Insurance
Recommend with Confidence using Ash Express
Welcome to Ash Express. A proven platform that uses placement probability and underwriting data to drive better term life insurance outcomes. Now you can make an informed quoting decision to give your client better odds of getting the coverage they need.
2 minutes
Life Insurance
Ash Term Express - Digital Dashboard
With the Ash Term Express Digital Dashboard, you can easily manage your saved quotes and apps at a glance - even if you're not ready to submit. Plus, you can keep track of the apps you've already submitted and find opportunities.
3 minutes
Life Insurance
Ash Term Express - Quoter
The Ash Term Express Quoter takes the guesswork out of term quotes. Using insights about health guidelines and accelerated underwriting options, we make it easy to identify the best match in every situation. And, you can save your quotes for quick retrieval.
3 minutes
Life Insurance
Ash Term Express - Express App
Regardless of whether you choose Instant Issue, Accelerated Underwriting or traditional underwriting, Ash Term Express makes the submission process easy. See how it guides you through the process based on client eligibility, without having to duplicate information.
3 minutes
Frequently Asked Questions
About the Ash Term Express Platform
How do I access Ash Term Express?

Visit your Ash Advisor Portal. On the homepage, click the Ash Term Express tile.

Why should I use Ash Term Express versus iPipeline?

The Ash Term Express platform is built on data for clients just like yours. You can be sure the platform quickly analyzes the client’s information and lets you see which accelerated underwriting program is best, if applicable. And, it tailors necessary information based on client responses and carrier selection, so no time is wasted answering unnecessary questions. It also guides you to the most accurate health class, so you get the quote right the first time.

Information entered into the Ash Quoter flows straight into the Ash Express Application, so you save time and don't have to enter information twice.

How often are the carrier scores and processing times updated in Ash Term Express?

Data is updated once a month. Data surfaced is based on the previous six months of information collected.

How will I receive updates on my cases submitted through Ash Term Express?

Visit your Ash Advisor Portal and select Cases. You will be able to view all updates regarding your submitted case.