Whether you’re a seasoned insurance professional, or a planner looking for new ideas, you’re in the right place. We’ll help you with the ins and outs of the insurance process, arm you with easy ways to gain new clients and give you a platform to deepen existing relationships. We’re the key employees for your team who you didn’t know you were missing.
With Ash, you’re not a number. We’re partners who will get to know your business, find ways to help you execute on insurance solutions and be advocates for your clients. Sure, we have software that helps manage your client profile, but we also ask how your daughter’s soccer game went because we cultivate real relationships.
Everyone likes an easy win — especially when it helps your clients. From policy review and client seminars, to practice management and lead generation, we provide resources to help you make stronger connections. We make the insurance process so easy that you can devote time to look ahead for your next opportunity.
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No matter the financial goal, there's always a creative approach. Tax diversification. Legacy and estate planning. Retirement income. Long-term care planning. Business-owner solutions. Income protection. Browse our library of sales concepts to uncover new planning strategies for your client's unique opportunity.
In this conversation card, you're looking for clients who are concerned about rising rates, inflation or market risk. But they still want higher returns. With a fixed indexed annuity (FIA), clients can have no risk of loss while providing the ability to meet or exceed inflation.
Just because an estate is too small to get taxed doesn’t mean it is too small to cause problems with heirs ill-equipped to handle wealth, sibling rivalries, divorce, lawsuits and more. Using a trust, clients can give heirs the benefit of wealth without direct ownership of wealth.
Discover four strategies to reposition money for ultra-wealthy clients. From classic leverage through premium financing or unique tax credits, to using BOLI or an innovative 1035 exchange with our No-Load IUL, you can capture more corporate AUM and keep the IRS out.
Substituting an annuity for a portion of an allocation to bonds can increase wealth, especially given today’s low interest rate environment. This study, co-authored with the JourneyGuide planning software, shows five examples of how to supercharge asset accumulation.
For clients with assets that are not generating key income, a great conversation starter is "What is your goal for this money?" If the discussion follows the path we commonly see, a few more questions could lead to a more suitable product solution. Follow this flowchart for more.
This comprehensive, educational resource covers the basics of life insurance and more. After discussing the need, purpose and types of life insurance, you'll learn about the application and underwriting process, as well as policy customizations, loans, taxation and more.
After an Ash Life Audit analysis process is complete, you'll receive a comprehensive report of findings and recommendations. The Essential Output is a simplified summary that includes current policy information and alternatives in a format that's easy-to-review with clients.
A permanent life insurance policy could be one of the most valuable assets your clients own. You can be confident their policy is performing to its full potential with the comprehensive Ash Life Audit. This guide details everything you and your clients need to know to get started.
Life changes. Constantly. Has your client's life insurance coverage changed with it? Does their existing life insurance coverage meet their current needs? This rack-card-style guide to the Ash Life Audit helps clients consider if now is a good time to have you review their policy.
A permanent life insurance policy could be one of the most valuable assets your clients own. You can be confident their policy is performing to its full potential with the comprehensive Ash Life Audit. This piece provides a brief overview of the benefits and the audit process.
Clients often hate debt. But not all loans are bad. Super low interest rates and very favorable tax advantages have changed the game. See how fixed-rate loans, withdrawals from fixed loans, and participating loans can provide great sources of retirement income as needs arise.
If a client agrees that LTC is something they want to address, you have to find a source of funding for a solution. Below are four quadrants of assets you can use to pay for long-term care insurance coverage, including cash flow, nonqualified, qualified and idle assets.
An absolute gem to work with on the application process. Your team walked me through every step, and I cannot express how grateful I am to have you as a resource!