We give you solutions in a soundbite. These short videos will help you break down complex topics into ideas simple enough that you can start a piece of the conversation – with your clients or our team. Browse the library then contact us to go deeper on how to apply an insurance solution to your business.

Long-Term Care
Understanding Today's Long-Term Care Solutions
Your clients need a long-term care plan. Although insurance isn’t always the answer, there are four different types of insurance solutions on the market: traditional long-term care insurance, linked-benefit life insurance, a linked-benefit annuity or life insurance with accelerated benefits.
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1 minutes
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Long-Term Care
Understanding LTC Solutions - Traditional Long-Term Care
Your clients need a long-term care plan. Although insurance isn’t always the answer, there are four different types of insurance solutions on the market: traditional long-term care insurance, linked-benefit life insurance, a linked-benefit annuity or life insurance with accelerated benefits.
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2 minutes
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Long-Term Care
Understanding LTC Solutions - Linked Benefit Life Insurance
Live. Die. Quit. In short, these words summarize the power of a linked benefit life solution. This type of coverage combines a life insurance policy with additional money available for a long-term care need. There are usually flexible payment options, benefits and levels of coverage.
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2 minutes
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Long-Term Care
Understanding LTC Solutions - Linked Benefit Annuity
Linked benefit annuity solutions aren’t as well-known as traditional LTC or linked benefit life. But if your client has an existing annuity, this strategy might be it. Thanks to the Pension Protection Act (PPA) clients can use tax-free distributions from an annuity for long-term care benefits.
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2 minutes
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Long-Term Care
Understanding LTC Solutions - Life Insurance with Accelerated Benefits
An accelerated benefit solution is about the death benefit first, and long-term care second. It’s perfect for clients that aren’t worried about LTC, but like the idea of having a backup plan. It works with any permanent life insurance policy that offers an accelerated benefit rider.
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3 minutes
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Discovering Your Ash Team
There's no need to navigate everything on your own! See how your Ash team can help at each step along the way.
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3 minutes
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Technology & Innovation
Setting Up Your Contracting Profile
This short tutorial will help you navigate the online contracting system after you've completed your initial profile setup.
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3 minutes
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Disability Insurance
Multi-Life Disability
Women pay more than men for disability insurance coverage. Blame statistics and underwriting. Fortunately, there are multi-life options that help level the playing field. By purchasing coverage on multiple employees, female business owners can save money while protecting more lives.
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3 minutes
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Long-Term Care
Avoiding Unintentional Long-Term Care
Most people have intentional health insurance coverage. But, they also have an unintentional long-term healthcare plan. And that needs to change.
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3 minutes
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Long-Term Care
Identifying Prospects for LTC - Clients in Their 40s
Many clients believe that the 40s are too young to be thinking about long-term care planning. We disagree. The earlier the better! In this age group, you’re focusing on those who like to plan ahead or have first-hand experience with the impact of a long-term care event.
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1 minutes
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Long-Term Care
Identifying Prospects for LTC - Clients in Their 50s
Clients in their 50s are more likely to purchase LTC than any other age group. They understand the importance, and it's more likely they’ve helped a family member through a long-term care event. They want to make sure they don’t pass that burden to their children.
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2 minutes
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Long-Term Care
Identifying Prospects for LTC - Clients in Their 60s
Clients in their 60s are on the brink of retirement, and their priorities have changed. Instead of accumulating income, they're worried about how to best use the savings they’ve acquired or pass a legacy on. Look for clients with substantial assets that they aren’t really using.
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2 minutes
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