The Shift From Guarantees: How to Pivot

As we’ve watched the life insurance industry change, we’ve seen an emerging trend away from lifetime guarantees. Persisting low-interest rates coupled with regulation has made lifetime guarantees expensive and hard to price. But that doesn’t mean life insurance is less important. In fact, it remains a vital part of your client’s financial future. The move away from lifetime guarantees makes it necessary to pivot your business in a way that gives your clients upside potential and future flexibility. During this webinar, learn more about how to:

• Leveraging certain UL options to get more and pay less than with GUL
• How crediting rates impact policy performance
• Increasing flexibility when it comes to cash value

By broadening your portfolio, you can still use life insurance to enhance your clients’ financial plans. We’ll show you how.